With the slew of mortgage modification programs available today, how can homeowners choose the best one for their respective situation? How do you know if a mortgage modification program is right for you, or if there is indeed some other better alternative out there?

Oftentimes, homeowners feel that conceding to foreclosure or even bankruptcy are the only viable alternatives available to them. But with today’s economic stimulus packages, however, hope is at hand. The government sensibly realizes that home ownership fuels national economic stability, so they’ve created numerous mortgage modification programs that can give you the breathing room you need and help you regain your financial footing

A mortgage modification program may indeed be right for you, but as with any government program there are regulations and criteria. Most programs require owner occupancy (i.e., not a rental or investment property), and preclude the borrower from having a large amount of unsecured debt (i.e., credit card debt.)

But don’t despair, because even if you have substantial unsecured debt, there are other types of mortgage modification programs that exist to help you as well (usually with the caveat of mandated consumer credit counseling.)

An exorbitant monthly mortgage payment can truly be an albatross around your neck – the one thing weighing you down and holding you back from gaining traction to shore up your financial footing. Whether you’re a victim of a balloon payment come due or an astronomical rate adjustment, the right mortgage modification program can tame that savage beast and give you financial peace of mind.

We invite you to contact us today and let us show you the array of mortgage modification programs that are available to you, so you can put your financial worries to rest and start living a better tomorrow – today.

You see it almost daily in the headlines:  Government economic stimulus packages to help struggling homeowners. But how is a layperson to sort through the hype of all the recently created mortgage loan modification programs out there?

That’s where we can help. At The Law Offices of Ronald Weiss, we’re adept at helping homeowners in distress. First we help you take stock of your current situation, then work with you to educate you about the variety of mortgage loan modification programs out there. These programs can be lifesavers for struggling homeowners, allowing them to reduce their mortgage payments and save their homes.

Mortgage loan modification programs aren’t right for everyone, however. Because these are government programs, rules and regulations have been put into place to keep people (usually investors) from taking advantage of the programs.

In order to qualify for a mortgage loan modification program, you must:

• Have a documented financial hardship or change in financial circumstances
• Be delinquent on your mortgage by 90 days or more
• Occupy the property yourself (investment/rental mortgages do not qualify)
• Not have filed for bankruptcy

While your situation may seem overwhelming to you, when viewed through the eyes of an unbiased, experienced professional, there is often hope. Our experts at The Law Offices of Ronald Weiss can introduce you to an array of mortgage loan modification options which can reduce your monthly mortgage payment and give you the breathing room you need to get back on track.

So contact us today, and let our experienced professionals show you the many ways we can help get you back on the road to recovery. A mortgage loan modification may not be right for everybody, but may be just what you need to get you on the path back to financial freedom. 

Today’s tough economic times have brought one welcome consolation to homeowners in distress – an unprecedented chance for loan modifications on home mortgages.

The recent unveiling of the government’s $75 million dollar program gives homeowners an array of options for loan modifications – ones that can help keep homeowners in their homes, and reduce their monthly payments to something far more affordable.

While there are restrictions and oversights on the programs, these stability plans and loan modifications can oftentimes cut a monthly mortgage payment in half (which goes a long way in assisting struggling homeowners in regaining their financial footing.)

As experienced attorneys specializing in loan modifications, we know you have questions:

• Are any of these loan modification programs right for me and my situation?
• How do I qualify?
• What steps do I have to go through?
• How much money can I really save?
• What are the fees and costs?

If you’re a struggling homeowner, these new programs were designed specifically with you in mind!

Rest assured, the American Dream is not dead. And  now – with  the help of a wide assortment of loan modifications available today – it’s no longer dying, either.

These programs may be just the lifeline you need, but there are complexities involved. You just need guidance from an experienced professional.

At the Law Offices of Ronald Weiss, we’ll help you sort through the sea of programs and paperwork, and get you started on a path to calm your financial turbulence as you set sail for a more secure tomorrow.